No Rich Parents; No Assistance 

“Hard times make the toughest Men” -Section8Investor

I was blessed to have both of my parents through my entire life even in the worst environment, but when it came to financial stability it wasn’t the best. Growing up we struggled, and I mean hard. Staying with inlaws (grandparents), cousins, and friends of the family was hard enough on me mentally. Seeing the struggle first hand molded me. It molded me into a kid who found ways to get money without bothering my mother for it.

Not having rich parents, I had to learn the willingness to build wealth differently than others. I went through challenges and many ups and downs. I took many losses and have been completely broke, but didn’t understand why on many occasions. Staying in the ghetto where every corner had a pawn shop or liquor store, I truly didn’t see any wealth solutions in my community. I had to think outside the box and become distant from the majority.

By having this type of lifestyle at the bottom of the barrel it made me strong. I always tell others if you make it from where I’m from you could do anything you wish in this 1 lifetime. People who experience the depths of hell and struggle know how it’s already like to fail many attempts and be in the dark. That’s what most successful people never deal with because they were born into rich successful homes. We know how to respond when tragedy happens, they don’t.

Having great parents, but not rich parents gave me all the leadway in the world to become successful. The struggle and my bad economy gave me all the confidence in the world today to do what I do and become wealthy. Don’t keep your head down no more. Get up, make a difference, and influence.

Doesn’t Make Cents Sunday’s: Giving all your Wealth Away!

Sometimes when you give all your money to the poor, you will become poorer! – Justin A. Starks

Giving all your wealth away isn’t going to help your future self or family. You have to look at your money like a business. Would your employer give money to non-workers? Would your employer ever pay you more than they are supposed to? That answer is absolutely no!!! Then why are you breaking your neck trying to give out your hard earned dollars to people, who don’t even care about you? This could come in the form of spending at stores (non-black owned), and supporting begging family and friends.

If you come from the Inner City Community you should already understand what I mean by giving your wealth away. We sometimes grow up in poor communities with a chip on our shoulder. We are either entitled to help our immediate families or everyone else who hold importance to us in the ghetto. Every time they go down financially we think we have to jump up and save the day, by giving away what we worked hard for. In some cases it is okay to let someone borrow money, but not all the time, because that is taking away from your wealth empire.

Start putting your wealth to use. If you feel like you have more to give out then that monies should be put to a cause. You could flourish by donating, buying more assets, and growing your business. Don’t let others around you keep you down, because they aren’t doing what they are supposed to do. Hold them accountable and if they want to borrow money from you, no matter the amount, make sure they give a reasonable explanation of how they are going to pay you back. Giving away everything once you get paid is just going to turn you into a beggar.

3 N’s that’ll make you give in!

Negative Thoughts

Don’t let your mind kill your efforts. The brain is so powerful and any negative thoughts that come in could potentially harm you. Your thoughts make you who you are. They guide you to failure or success. You have to be stronger than your mind in order to program your inner self.

Negative People

There is a time we grow up and have to distance ourselves from negative people. No matter if it’s friends, family, or someone you love. If they aren’t bringing any value to your life and keeping your dreams buried you have to let that individual go. Time is valuable and to many of us around the globe has let love and people who we thought was there for us tear down our dreams, vision, and goals. It is important that you let negative people go and stay sucker free. You don’t need those leeches around you sucking all of your energy.

Negative Situations

We all go through these and they can ruin our whole day. Certain situations will get the best of us but it’s smart to relax the brain and think about it first. Life isn’t easy and certain situations can get us down. In order to continue working hard on our dreams, we can’t let negative situations get us down. That could be death, arguments, and just any bad situation, we have to continue to hold on and thrive. Negative situations can’t ruin our expectations about life.

That Next Level You Have Been Dreaming Of!

“The next level isn’t for everyone, but it’s for you.” – Justin A. Starks

Before you can reach the next level you have to make sure all your eggs are squared away. Some days just not going to be perfect and you have to learn quickly working when you are down is necessary to see the next level. Only working on days you feel awesome just isn’t the right plan of action. Actions need to be taken on any day when it comes to your goals, wants, and needs.

Is it for you

The next level isn’t for everybody. The next level are for those who have been working since the dawn of time. Just like you went to school for more than a decade or two that’s exactly how your dreams should be treated. You should continuously work on yourself and let the old horrible habits go. Learn to walk before you run. Learn to take the criticism before they listen. Just keep being progressive and make sure you are doing your absolute best.

Conclusion

This is for those who needed that extra push. That invest in the Stock Market pump fake second look, lol. Seriously, the next level is waiting on you, you just have to put yourself in position and climb that ladder alone or someone butting it from the bottom (supporters) making sure you don’t fall or slip off. You are a leader not to conquer your goals!

Back Focused

Off Track

Some things can get you off track on your journey to success. Make sure you take time off but never get rid of the mission at hand. Stay humble and remember why you started in the first place. If it’s really your ultimate goal then continue to grow.

Refocus

Staying focused can be hard. We all have a life to handle and our dreams sometimes get put on the back burner until we stumble across them once again. The key is to still feed that dream. Still vision yourself completing that goal and work hard to get it done. Likewise, it’s okay to take a break here and there, but don’t forget to put your “goal cap” back on.

Testimony

Many times I get bored and lose track of time. I sometimes get down on myself because I see no progress. I find myself blaming everything else around me instead of owning up to my crap. I had to learn quickly that I was to blame. I had to learn quickly that I had to change. Once I figured it was me stopping me, I prevailed and seen a drastic change.

Question: Have you ever gotten off track? What did it take for you to continue your journey to success?

Overcoming and Empowering

“Some days I be like screw it all, then I recoup and press forward.” – Justin A. Starks

When you feel alone

Most days when we are so busy doing for others we forget that we have problems in this hectic world as well. This could cause a mental breakdown and be painful to your mission. Sure, I get it, we have to be acquired to have good people skills and look out for others, but that doesn’t mean throw your own feelings in the closet. By doing so, you are setting yourself up for failure. Learn to express your feelings and vent to people in your life who cares for you.

Learn to prioritize

Work, work, and work is all we know when we hear our alarm clock in the early morning. We spend so much time getting ready for a job most of us barely love, instead of working on our ultimate success plan. Learning to prioritize has helped me tremendously. Before hand, I would always tell myself I didn’t have time or I was too tired to accomplish anything I knew I had to work on in order to grow. I had to drop that toxic mentality and put my ideas on the agenda and stick to my plan.

Accept the challenge

We tend to run from a challenge. If we don’t step in the game we will never know how to play and just be a lost soul on the roster. No matter how bad it may seems or frightening, accept the challenge and prosper. Sometimes when I have a new challenge on the table for the grabs, I take a deep breathe and openly accept the position. I don’t run, I look at it as a stepping stone for improvement. Sometimes I complain and get frustrated, but I also tell myself it will all pay off. It never hurts to step up and try even if you are going to fail. Who cares! Keep it pressing and learn. That’s how you grow.

Don’t Make Cense Sunday’s: Never Hang with People who has No Goals!

“Your closet friends reflect you, don’t be that guy”. – Justin A. Starks

Growing up we meet people. We meet people who we were once close friends with and even treated them like if they were family. Over the years we part ways and some friends still remain in ones life because of the memories they have shared . Can’t speak the same for most, that’s why they are not around no more.

Some say people come and go for a reason. Which is true to some extent, but not entirely true. People come and go because of our desire, passion, and will to succeed. Our goals push us towards new crowds in spite that these new people have the same mindset as us. If you have a goal, I honestly say you should be surrounded by the ones who could help you reach your full potential, not waist your knowledge.

Hanging out with “Tommy and the Boys on the Block” who like going too prison & smoke weed is not going to help you any shape or form. Not saying all pot smokers are bad, but the ones who smoke and don’t do anything with their lives are awful for your wellbeing, if you are one your way to become somebody successful. It’s time to listen to mama when she told you since a kid that every one isn’t your friend or family. If your mama never told you then you have to really deviate who your true friends are.

It’s really a time and place for everything and cleaning out your closet isn’t a bad idea at all. Stop giving your time to people who isn’t doing nothing with their time. Eventually their wasted time become your new problems. You have to understand most people can’t keep up with your pace and have to be left behind. Old friends will feel a certain way but forget them if they don’t understand you are on the path of success. It doesn’t make any sense at all to hang around and stay!

Question: Have you ever had a friend that wasn’t good for you? What did you do?

The Art of Sacrifices

“They’ll never acknowledge your sacrifices, only your success.” – Justin A. Starks

Being Yourself

With so much going on around the globe and through social media influences I think many of us have lost our true identities. We watch what we say or how we display our true feelings because of others. Let me be the one to stay this has to stop. If you think about it people don’t care what you do. They will always have things to do and a life to live. By living in fear of what others think you are waisting your valuable time acting as if someone cares. This is why the graveyard will always win in the end because you are scared to live the life you envision within. Being yourself is the true key of happiness. Forget what they think, do you, pick a skill and stick with it!

Staying Committed

A reason why most of us fail in life is because we have to many plans for the same objective. I had to learn quickly that by starting something and switching was not only taking time out of my life but also holding me back, – let me explain. One year I started doing music and was pushing songs, videos, interviews, and etc. Eventually months later, I stopped and pursued something else. Sure, I did what I loved but deep in my mind I quit and pursued something else for security, like a job or another hobby of choice. This eventually took time, money, and MORE TIME out of my life, just to throw it to the side and give up. You have to understand that the mind is fragile and will always protect us. This could be good or bad during the fight or flight response. This is why I say stick to a goal, build, and stay committed. Having one main goal and building is better than 2 main goals and switching back and fourth.

Long Nights, Early Mornings

This one will take some heavy hitting sacrifices. I understand most just won’t grasp this concept of the early bird gets the worm concept or the long nights get the moon light perception, but the key here is you have to put in that work! It’s mandatory if you want to excel and stay aboard the gravy train. Even on days you wake up dreading life, you must continue to push and think of new ways to advance your business. The one thing that gets me motivated is the thought of waking up for a job someone else created. As I sit and think about how they started their business or became successful at their craft, I stop procrastinating and keep my dreams elevated. I get the brain flowing and WALLAH! I don’t give up! It’s imperative you wake up before everyone else and miss sleep to work on your deepest inner thoughts and knock out some goals that only you can see.

Never giving up

In the early stages of pursuing your deepest dream you will want to give up. You will hear many doubtful words and probably fall in the state of depression as if nothing seems to work out. This stage is perfectly natural but don’t let it for once make you give up. See people want quick success. Something that can hurry up and spark a flame so they could be a huge success story over night. Let me be the one to kill that concept for you. It just won’t happen that fast. Think about it. Muhammad Ali, Joe Frazier, Micheal Jordan, Warren Buffet, Bill Nye the Science Guy, they weren’t over night success stories. They have many talks about defeat and almost giving up, but they didn’t for once take that as a option. Without people like the names I stated above most of us would have a dream in the first place. Train your mind to win. Train your mind to stay focused and never give up. Be the person you see in the mirror when you wake up. Don’t let others tell you “NO”!

The Your Fault Mentality

We have to stop blaming others for not being successful. Nothing works my nerves more than when people make excuses for why they didn’t act on a goal, task, or whatever the case might be. The your fault Mentality will keep you and your little mind in a cage forever until the day you leave this earth. Nobody cares if you don’t become successful so why play the blame game? You aren’t 2 years old anymore. No one is going to come pick you up because you feel. It’s time to get up, walk, and run to your dreams like no other. Don’t continue to blame others, blame the individual in the mirror for not taking ownership of their own life.

The Boss’s Conclusion

All I am trying to get across to you is keep striving the best version of yourself you have ever imagined. Never take the easy way out because we all know life doesn’t work in that order. Life bless the hard workers of the globe not the down and lazy. We have to keep our visions alive and die with what we believe in. We are all unique and come from many roads of life. We are Black Men of America. We have to stand firm and stay strong.

Don’t Make Cense Sunday’s: Scrolling your life away

“Too much time is spent scrolling your life away on social media sites.”- Justin A. Starks

Since my space and other various social networks was invented, we have been giving too much of our precious time, giving away our time. These social media platforms are making us react in a while different fashion. Most of us are now hiding our true identity just to impress the public. It’s like going viral is all we care about inside the community. We sing, dance, fight, and even commit murders all over these social websites. It’s a shame how many individuals I see just want to become rappers thinking it will gain them instant fam, women, and infinite wealth. I don’t think social media is helping the community but instead harming the community.

Bye Bye, Time

Americans spend on average a total of 2 hours on social media a day. Let’s say you aren’t promoting a business for monetary reasons. Let’s just say you are scrolling down your time and posting pointless selfies. This means you are just a consumer to a world full of marketers and producers. These marketers spend billions of dollars on ads a year just to control your brain waves and behavior. In fact, you are just another individual who doesn’t know what to do with your own time so social media gives you something to do. By the way, those two hours in a lifetime equals up to 5 years in 4 months in a single lifetime. Wow! That’s bonkers!

Spend more time building

Just imagine everything you ever wanted going down the drain because of this wild urge to constantly feed your social media addiction. Some claim they could get off at any giving time and do something else, but let’s be truthful and understand that is a lie. We have to start capitalizing off of our time spent on social media and build a brand.

Don’t be another follower

Everyday you wake up the first thing you do is grab your phone and scroll your morning away. Let’s say you woke up and put that same energy towards a dream of yours. Woke up early to do a workout and read some pages out of that book you always wanted to accomplish. Woke up before work and mowed the yard your wife has been nagging to you about all week. Just something else instead of tumbling time down these timeless social media websites.

The Catch

What’s the catch for this blog you ask? It’s all about using your time wisely. It doesn’t make any sense to sit around and scroll your life away. That time could be used investing in what you love! Do something you love and share your tactics with the world. Just don’t be another user, be someone with substance that could possibly turn the world into a better place. A better place with your vision leading the way. Don’t let someone else vision control your life.

Kill thy Interest, Grow thy Wealth !

The Explanation!

Let’s say you took out 10,000 with a 5.29% interest rate.

Yearly, that loan interest is 529$. If your loan accrues interest everyday that’s 1.18 per day, total of 44.08 a month.

Say your monthly payment on the loan is 31 dollars a month. You are not paying a single penny towards the principle! THAT’S CRAZY! It’s like PacMan in reverse steady yummy yum away at your hard earned pay! Oh, the Horror, the Agony, the PAIN!!

You may think that loan is going down but once you check your account balance, let’s say 5 years, it grew a extra 2,700; leaving you devastated and more stressed out.

The Objective

The objective is to pay more weekly instead of monthly to get rid of the debt. By doing so, you are created a gap to only put more towards the principle. This will help you pay the loan off super fast and enjoy your hard earned money. This is a technique you must conquer especially if you already don’t make a lot of money.

The Routine

You have to set a routine. I will pay this week, this day, this hour of the day! It only makes the process easier for you. It gives you a hint of sunshine at the end of the tunnel quicker than what you had. Paying off loans could be a pain but with a great scheduled plan you could be debt free quicker than you think. Stick to your routine and get it gone.

The Goal

Congrats! You have successfully paid off your loans and are at a standstill with what to do next with all this money. Well, let me give you some wealth building pointers. Just how Interest was working about you, it’s time for interest to totally work in your favor! Yes, you heard me correctly. Through investing in the Stock Market you could grow your money at a spectacular rate. Let’s say you put the same amount each week or month you had going towards your loan, now switched in your investing account; that makes it easier because that’s money you never spent on yourself. The end game is so phenomenal after paying your debts.

The Ending

If you come from a lower class income you don’t have time to play around with your debt. This has to be the first thing you think about when you wake up and when you go to sleep. You have to find ways to knock this debt out quicker. The government or nobody else owes you a penny and isn’t going to lend you a helping hand. You have to get up, make something happen, and make way more than the monthly payments. Write it on paper in all caps, “I WILL PAY THIS LOAN OFF, I WILL BEAT THE INTEREST”! Until goal is complete you have no time to get 8 hours of sleep. Continue working and putting your mind to great use. Pay that debt and reverse it to build wealth too.

Question: Are you paying close attention to your debts interest accumulation!?