Stack Your Money!

Almost half of Americans (47%) don’t have 400 dollars saved! Are you kidding me? If this pertains to you you have too learn how to stack your money. No matter what you are set to do with your life stacking money is vital to your financial future. You probably want to be a rapper, actor, real estate investor, business owner or etc., well guess what buddy?? You have to stack your money up!

According to a 2017 GoBankRates survey., more than half of Americans (57 percent) have less than $1,000 in their savings accounts. In order to gain anything out here learning how to manage your income is heavily vital. Without the patience and knowledge of stacking your paper you will go broke every time. I’m not here to tell you what to do with your money, but I do like seeing individuals succeed.

In conclusion, we all need to know how to build wealth. Americans are somewhat behind because we are heavy consumers. We like the feeling of instant gratification. We would rather have it today than wait for tomorrow or years down the road. Get better with your finances or fall in line with the rest with your hands out waiting on everyone in congress to give you a so called “fair shot”.

Stop Killing Time

“Stop killing time.” When it comes to life goals, I take my time very aggressively. I write down notes, think of ways to advance, and stay on track (focused). I try my best not to let my energy feed off of negatively or judgements from others. I closely examine what is important to me and my needs. I stay positive and connect the dots to every situation I am faced upon. I simply treat my time as a reminder that it could possible slip away from me, so I hold on close to it. Also, I know one day life could end for me at any moment. That’s why I repeatedly continue to put my vision and how I think life should go into the Atmosphere. I always make sure my character reflects my actions. I don’t have time to take my goals to the graveyard with millions of others who failed to fulfill the life they always wanted, because they were scared of how others may look at them.

Facts 2 The Blacks

A lot of us Black Folks didn’t have discussions at the dinner table about saving and investing, so that’s why a lot of us grew up with poor financial habits. We watched our parents struggle and beg for money from auntie nem, now most of us doing the same thing. See you have to educate yourself on finances and break that chain before your kids go through the same cycle.

It’s time we stop dying and leaving our kids with nothing, meaning they have to start over left with no advantage to get ahead, leaving them to start completely over at Ground Zero.

Let’s just hope the nigga could dribble a ball, run a touchdown, or get a record deal, am I right? Oh, let’s don’t put him over here with these Business Men who actually learn about finances and investing in the Stock Market. It is time we wake up or we will forever be left behind, thinking a sport could out beat Financial Literacy.

I know times are rough, but we can still manage to put up for a rainy day and invest for retirement. We have to do better with the income we already have, because if we don’t we will just spend ferociously. Our mindsets have to change and that means through education.

Money won’t Save You, You Will.

Money will never save you, you are the only person that can. Anybody on this planet could make a decent amount of money. No matter if it is 15,000 to 80,000 and up a year. It’s very imperative you know how to control the flow of you hard earned dollars.

Through managing your finances and staying true to frugal lifestyle you could potentially make your money work hard for you and change your living circumstances. This does require hard work and a strong mind frame to accomplish.

Don’t let you be the reason you aren’t up financially in the next 3, 5, 10, and even 30 years from now. Break the generational trait of being broke. It’s time to require the knowledge it takes to have infinite wealth. Learn the Stock Market today! Don’t be hesitate to ask me any question.

Stay blessed and stack it up.

Little things Matter

If you invest 15 dollars of your money monthly in a common stock and based the yearly yield at 7%, including dividends you receive but reinvested in your stocks you could have 85,000 in 20 years rather than just 3,600 in a traditional bank account.

No, you don’t need to be “Warren Buffet” or “Bill Gates” to make it big. You only common sense and less emotions when it comes to investing in the Stock Market. No need to watch the Market daily and wonder when your Stock will go up or why isn’t it going up. You only need patience, time, and a little amount of your money working for you. Learn how to invest and have less stress. It’s never too late until you are old and gray. Then, you have nothing put up for retirement or vacations!

Get it Gone, Student Loan 

Duck, Duck, Student Loans, Get Gone ! – Section8

“First off congrats on all you dummies who took out so much money for bills, groceries, 2016 chargers, challengers, dates, drugs, & new clothes! You now owe all that plus more back in student loans.” – Section8Investor

Anyway, let’s talk about a solution that could possibly get you out of that nasty debt. I call it the student loan challenge. Yes, the Student Loan Challenge ! Let’s not act like America isn’t 1.2 Trillion Dollars in Debt. A whopping 44.2 Million Americans have student loan debt! That number is scary than ever. Also, the graduating class of 2017 owes roughly 35K a piece for their undergraduate degree, let’s not even talk graduate degrees (Masters). The crazy thing is these numbers are steady climbing! How the hell are you even thinking about buying a house or start investing…… different story, different blog. Anyway, that’s why a friendly game of Get it Gone, Student Loan is exactly for “YOU”.

Get it Gone, Student Loan 

I remember after I received my undergraduate degree, I was thinking to myself how in the world am I going to pay these student loans? It was a disaster I tell you an complete nightmare. Unfortunately, in the Black Community we like to hide our money problems and act like we are a part of the 3 percent, so you could imagine how alone I felt while playing this game by myself. Which sucked a**! Well not literally, – but you catch my drift. 6 months after you graduate school, best believe Sally Mae and her corporate assiciates is coming for your soul and everything else you own; No call or heads up, just a piece of paper in the mail with your outstanding balance. Don’t let it get you down, it’s now time to take action and that’s why Get it Gone, Student Loan is the perfect game for you and your broke non-invested friends!

Game Instructions 

  • Preferably 3 or more friends who all have high amounts of student loan debt
  • Set a 1 year goal and a hundred dollar buy in to play
  • Check in monthly too see who takes the lead (Motivational Purspose)
  • Winner who paid the most take home the money (hopefully it goes to student debt)
  • Play again until each of your students loans disappear forever

It will be a challenge but don’t give up. This game will teach you how to handle money as well throughout the course. Student loan debt is causing harmful damage to the economy, especially if you are from the Lower Class. There are other downfall factors you may face already while living in the Lower Economy (unemployment, minimum wage, single parent, & other debt). Don’t let it dry you up, take it by the horn and ring it out!

Keep Investing Simple

“Investing is simple, your brain isn’t” – Justin A. Starks

Keep it simple when it comes to investing and debt. Would you rather be up 40K steady adding more money to that number feeling good because you are up (financial security), or down 40k steady paying more to that number feeling stressed, depressed, and worried playing the “rat race” (financially depressed)?

Don’t look at the media

Whatever you do don’t rely on the media when it comes to investing. They make it hard on your conscious every single day. From adds displayed on the bottom of the screen to lousy predictions, don’t let the media screw you over. You should always develop your own simple plan and stick to what you know.

Don’t follow every one else’s techniques

Not saying be close minded, but remember you are different from the pack. We all have our own expectations and life “money goals”. How someone invest and what they invest in may not fit your criteria. Stick to your agenda when it comes to investing. Have some morals and dignity about yourself.

Don’t Run with the crew

When you see everyone els running from what seems to be a good deal for you, especially when it’s a company you trust, obviously you shouldn’t panic. Don’t run when the media or close individuals tell you the market is bad and you shouldn’t be investing. Actually, that’s the time you want too invest your dollars.

3 N’s that’ll make you give in!

Negative Thoughts

Don’t let your mind kill your efforts. The brain is so powerful and any negative thoughts that come in could potentially harm you. Your thoughts make you who you are. They guide you to failure or success. You have to be stronger than your mind in order to program your inner self.

Negative People

There is a time we grow up and have to distance ourselves from negative people. No matter if it’s friends, family, or someone you love. If they aren’t bringing any value to your life and keeping your dreams buried you have to let that individual go. Time is valuable and to many of us around the globe has let love and people who we thought was there for us tear down our dreams, vision, and goals. It is important that you let negative people go and stay sucker free. You don’t need those leeches around you sucking all of your energy.

Negative Situations

We all go through these and they can ruin our whole day. Certain situations will get the best of us but it’s smart to relax the brain and think about it first. Life isn’t easy and certain situations can get us down. In order to continue working hard on our dreams, we can’t let negative situations get us down. That could be death, arguments, and just any bad situation, we have to continue to hold on and thrive. Negative situations can’t ruin our expectations about life.

What’s a Dividend Check?

“The Stock Market doesn’t want you to keep it simple, they want you to not invest, invest.” – Justin A. Starks

Investing is a great way to build wealth. For many years it has been a great tool for many successful individuals around the globe. It’s time for you to use it and reap some of the benefits as well.

Today I am discussing how you could possibly make money in your sleep. I am making you totally aware of the Stock Market and how you could receive dividend checks just by investing in stocks you believe are some good.

Let’s imagine you invest in a stock. No matter what that stock was you are fully invested and it pays a dividend. Well, every quarter “3 Months” you receive what is called a Dividend Check. That’s free money from the company you trust that goes to you in a form of a check.

You can either A cash the check and spend it on something you need or wanted or you can B reinvest it back in the Stock Market and let compound interest do its wonderful magic. Your way is entirely up to you, but I have to chose the Plan B.

The more stock you own of the company the bigger the dividend check. Let’s not forget about your stock appreciation growth, return on interest, and capital growth. Even if your stock isn’t doing good for a couple of days or years the company still gives out a dividend check for you being invested with the company.

Let’s not make the Stock Market complicated with all the strategies and terminology. That’s how you get turned off by it and never become that wealthy individual. Keep it simple and invest in companies you know, not what you hear. Only pick stocks that pays a dividend check every quarter and invest. Simple right? True enough.

Back Focused

Off Track

Some things can get you off track on your journey to success. Make sure you take time off but never get rid of the mission at hand. Stay humble and remember why you started in the first place. If it’s really your ultimate goal then continue to grow.

Refocus

Staying focused can be hard. We all have a life to handle and our dreams sometimes get put on the back burner until we stumble across them once again. The key is to still feed that dream. Still vision yourself completing that goal and work hard to get it done. Likewise, it’s okay to take a break here and there, but don’t forget to put your “goal cap” back on.

Testimony

Many times I get bored and lose track of time. I sometimes get down on myself because I see no progress. I find myself blaming everything else around me instead of owning up to my crap. I had to learn quickly that I was to blame. I had to learn quickly that I had to change. Once I figured it was me stopping me, I prevailed and seen a drastic change.

Question: Have you ever gotten off track? What did it take for you to continue your journey to success?