Money won’t Save You, You Will.

Money will never save you, you are the only person that can. Anybody on this planet could make a decent amount of money. No matter if it is 15,000 to 80,000 and up a year. It’s very imperative you know how to control the flow of you hard earned dollars.

Through managing your finances and staying true to frugal lifestyle you could potentially make your money work hard for you and change your living circumstances. This does require hard work and a strong mind frame to accomplish.

Don’t let you be the reason you aren’t up financially in the next 3, 5, 10, and even 30 years from now. Break the generational trait of being broke. It’s time to require the knowledge it takes to have infinite wealth. Learn the Stock Market today! Don’t be hesitate to ask me any question.

Stay blessed and stack it up.

Little things Matter

If you invest 15 dollars of your money monthly in a common stock and based the yearly yield at 7%, including dividends you receive but reinvested in your stocks you could have 85,000 in 20 years rather than just 3,600 in a traditional bank account.

No, you don’t need to be “Warren Buffet” or “Bill Gates” to make it big. You only common sense and less emotions when it comes to investing in the Stock Market. No need to watch the Market daily and wonder when your Stock will go up or why isn’t it going up. You only need patience, time, and a little amount of your money working for you. Learn how to invest and have less stress. It’s never too late until you are old and gray. Then, you have nothing put up for retirement or vacations!

Get it Gone, Student Loan 

Duck, Duck, Student Loans, Get Gone ! – Section8

“First off congrats on all you dummies who took out so much money for bills, groceries, 2016 chargers, challengers, dates, drugs, & new clothes! You now owe all that plus more back in student loans.” – Section8Investor

Anyway, let’s talk about a solution that could possibly get you out of that nasty debt. I call it the student loan challenge. Yes, the Student Loan Challenge ! Let’s not act like America isn’t 1.2 Trillion Dollars in Debt. A whopping 44.2 Million Americans have student loan debt! That number is scary than ever. Also, the graduating class of 2017 owes roughly 35K a piece for their undergraduate degree, let’s not even talk graduate degrees (Masters). The crazy thing is these numbers are steady climbing! How the hell are you even thinking about buying a house or start investing…… different story, different blog. Anyway, that’s why a friendly game of Get it Gone, Student Loan is exactly for “YOU”.

Get it Gone, Student Loan 

I remember after I received my undergraduate degree, I was thinking to myself how in the world am I going to pay these student loans? It was a disaster I tell you an complete nightmare. Unfortunately, in the Black Community we like to hide our money problems and act like we are a part of the 3 percent, so you could imagine how alone I felt while playing this game by myself. Which sucked a**! Well not literally, – but you catch my drift. 6 months after you graduate school, best believe Sally Mae and her corporate assiciates is coming for your soul and everything else you own; No call or heads up, just a piece of paper in the mail with your outstanding balance. Don’t let it get you down, it’s now time to take action and that’s why Get it Gone, Student Loan is the perfect game for you and your broke non-invested friends!

Game Instructions 

  • Preferably 3 or more friends who all have high amounts of student loan debt
  • Set a 1 year goal and a hundred dollar buy in to play
  • Check in monthly too see who takes the lead (Motivational Purspose)
  • Winner who paid the most take home the money (hopefully it goes to student debt)
  • Play again until each of your students loans disappear forever

It will be a challenge but don’t give up. This game will teach you how to handle money as well throughout the course. Student loan debt is causing harmful damage to the economy, especially if you are from the Lower Class. There are other downfall factors you may face already while living in the Lower Economy (unemployment, minimum wage, single parent, & other debt). Don’t let it dry you up, take it by the horn and ring it out!

Keep Investing Simple

“Investing is simple, your brain isn’t” – Justin A. Starks

Keep it simple when it comes to investing and debt. Would you rather be up 40K steady adding more money to that number feeling good because you are up (financial security), or down 40k steady paying more to that number feeling stressed, depressed, and worried playing the “rat race” (financially depressed)?

Don’t look at the media

Whatever you do don’t rely on the media when it comes to investing. They make it hard on your conscious every single day. From adds displayed on the bottom of the screen to lousy predictions, don’t let the media screw you over. You should always develop your own simple plan and stick to what you know.

Don’t follow every one else’s techniques

Not saying be close minded, but remember you are different from the pack. We all have our own expectations and life “money goals”. How someone invest and what they invest in may not fit your criteria. Stick to your agenda when it comes to investing. Have some morals and dignity about yourself.

Don’t Run with the crew

When you see everyone els running from what seems to be a good deal for you, especially when it’s a company you trust, obviously you shouldn’t panic. Don’t run when the media or close individuals tell you the market is bad and you shouldn’t be investing. Actually, that’s the time you want too invest your dollars.

3 N’s that’ll make you give in!

Negative Thoughts

Don’t let your mind kill your efforts. The brain is so powerful and any negative thoughts that come in could potentially harm you. Your thoughts make you who you are. They guide you to failure or success. You have to be stronger than your mind in order to program your inner self.

Negative People

There is a time we grow up and have to distance ourselves from negative people. No matter if it’s friends, family, or someone you love. If they aren’t bringing any value to your life and keeping your dreams buried you have to let that individual go. Time is valuable and to many of us around the globe has let love and people who we thought was there for us tear down our dreams, vision, and goals. It is important that you let negative people go and stay sucker free. You don’t need those leeches around you sucking all of your energy.

Negative Situations

We all go through these and they can ruin our whole day. Certain situations will get the best of us but it’s smart to relax the brain and think about it first. Life isn’t easy and certain situations can get us down. In order to continue working hard on our dreams, we can’t let negative situations get us down. That could be death, arguments, and just any bad situation, we have to continue to hold on and thrive. Negative situations can’t ruin our expectations about life.

What’s a Dividend Check?

“The Stock Market doesn’t want you to keep it simple, they want you to not invest, invest.” – Justin A. Starks

Investing is a great way to build wealth. For many years it has been a great tool for many successful individuals around the globe. It’s time for you to use it and reap some of the benefits as well.

Today I am discussing how you could possibly make money in your sleep. I am making you totally aware of the Stock Market and how you could receive dividend checks just by investing in stocks you believe are some good.

Let’s imagine you invest in a stock. No matter what that stock was you are fully invested and it pays a dividend. Well, every quarter “3 Months” you receive what is called a Dividend Check. That’s free money from the company you trust that goes to you in a form of a check.

You can either A cash the check and spend it on something you need or wanted or you can B reinvest it back in the Stock Market and let compound interest do its wonderful magic. Your way is entirely up to you, but I have to chose the Plan B.

The more stock you own of the company the bigger the dividend check. Let’s not forget about your stock appreciation growth, return on interest, and capital growth. Even if your stock isn’t doing good for a couple of days or years the company still gives out a dividend check for you being invested with the company.

Let’s not make the Stock Market complicated with all the strategies and terminology. That’s how you get turned off by it and never become that wealthy individual. Keep it simple and invest in companies you know, not what you hear. Only pick stocks that pays a dividend check every quarter and invest. Simple right? True enough.

Back Focused

Off Track

Some things can get you off track on your journey to success. Make sure you take time off but never get rid of the mission at hand. Stay humble and remember why you started in the first place. If it’s really your ultimate goal then continue to grow.

Refocus

Staying focused can be hard. We all have a life to handle and our dreams sometimes get put on the back burner until we stumble across them once again. The key is to still feed that dream. Still vision yourself completing that goal and work hard to get it done. Likewise, it’s okay to take a break here and there, but don’t forget to put your “goal cap” back on.

Testimony

Many times I get bored and lose track of time. I sometimes get down on myself because I see no progress. I find myself blaming everything else around me instead of owning up to my crap. I had to learn quickly that I was to blame. I had to learn quickly that I had to change. Once I figured it was me stopping me, I prevailed and seen a drastic change.

Question: Have you ever gotten off track? What did it take for you to continue your journey to success?

Don’t Make Cense Sunday’s: Level Up (MegaMan Edition)

"Nobody to blame but yourself if you don't level up" – Section8Investor

Level Up !

In order to live the life you always dreamed of you have to level up (boss up). Doing the same thing and living amongst the same individuals who care nothing about your outcome or aspirations is going to keep you down and depressed all of the time. It really makes no Cense to stick around and become the dummy of the century. Also, it doesn't make any Cense to let others close to you bring you down. You say they are your friends but they only knock you down every time you come up with a great idea. How is that any good for you and your future self? It isn't and it's time to level up and do exactly what you were brought into this World to do and that's to lead and become better you ever imagined. Change your circle, sacrifice your time, and work harder than ever before. Never be so worried about what others say that it brings you down. Never be so caught up in people (what they're doing) that it uses all of your energy and keeps you unfocused.

Going all the way in !

I like the saying from legendary Grant Cardone, which is called The 10X rule. Off the back we know 10 x 10 comes out to be 100. This number is way greater than attempting to do it 1X and going back to the original number, which is 1! You maybe the only who believe in your vision but if you all in 10X you will succeed every rip of the way. You will start unlocking new doors for yourself and find yourself meeting/teaching people all over the world. Everyone isn't meant to go where you are going, so it's imperative that you stay on the road and take those who are serious about your passion just as you are and leave the snakes in the old blender on the counter back home in the slums.

No Setbacks !

Remember, on any road you will never be applauded by the things you didn't pursue but you will be when you step closer and closer to success. It is completely up to you to keep your head held high, buckle all the way down, and level the f*ck up! Stop feeling sorry for yourself and leaving your dreams on the table because the majority want accept you with open arms. It's time to excel and hit the gas. Time to level up and show the world but more important to show that face in the mirror. It doesn't make cense not to level up and take the chances needed to ensure greatness!

Don’t waste your time Clocking In!

“If your Dollars aren’t working, you will always be exhausted” – Section8Investor

You know the saying I don’t get tired by the infamous rapper “Kevin Gates” and how your homies in the hood say, “Sleep is for the broke” or “I’ll sleep when I’m dead”, yes, you guessed correctly! You should never ask them for money advice. Those individuals are usually the brokest as they flaunt their wealth over Instagram, Facebook, periscope, twitter, and other social media platforms.

Clock in your money, not time

By understanding how wealth is generated you are ahead of your peers and probably everyone around you. You now understand that you don’t have to clock into a job you absolutely hate just to make money. Most American workers around the globe have this social belief that clocking in to an underpaid wage job is going to get them rich. That’s completely false! I was once that fool and now I am glad I ran into investing and actually see potential gains in my investments that now I don’t have to rely on a job to take care of me. That’s the problem. People who work all their lives think a job is supposed to take care of them. If that job really cared about you your employer would provide better benefits such as the 401K, pension plan, and designated annually raises. Where is your job when you get sick or have a family emergency? I have even known for some jobs to threaten their employees by firing them for taking a sick day to provide for their under the weather child. This example alone should force you to learn about the value of money and truly build wealth through investing.  

Money isn’t supposed to sleep

The top 1 percent understand that ownership is key when it comes to earning more money. If you don’t put your money to work you will always be a consumer who overspends or a worker who’s trading in life (Eternity) for money. Let’s break this cycle down for a minute so you could grasp the bigger picture being sold for free here. “Your company owns your time. Your company own the business. Your company also owns other companies and investments.” That’s why they’re at the top and you are just another employee. That don’t make your CEO a bad person but he/she understands you will never find out the secret to building wealth. Wealth isn’t about money, not at all, it is about owning and that’s the difference between the top 6 percent and the bottom 94 percent. Your money isn’t supposed to sleep, if it does you will continue to stress over more money and drag your life deep into debt, which now your money is in a so-called deep sleep and can’t grow or seek a return at all. Leaving you vulnerable to take as much assistance from the government and bring down your own families wealth.

Wake your Money Up

There are only three ways you could become wealthy in America. That’s through Investing in the Stock Market, Real Estate, or Entrepreneurship. If you are not associated with any of the three you will forever be playing the game of cat and mouse, and you don’t want to be the cat or the mouse (Tom and Jerry). There are many platforms out here to get started on your financial journey. Let’s wake that money up and put it to work so you could live the life you always wanted!

Created By: Justin Starks

Question: Do you really understand your purpose is to find your true meaning within this world? How could you possibly know if all you do is trade your time in for money?
 
 

Switching Sections: “The Net Worth from Paycheck Mind Adjustment”

“Pay check to paycheck; leads to infinite death, let's build that Net Worth.” – Section8Investor
 
In my last blog, “Never knew the Difference: Income vs. Net worth” I preached the difference between Net Worth and Income and how important it is for you to understand. In this blog I will preach the meaning of building your net worth with better understanding and real life examples. Hopefully, I could persuade you to be on the road of awesomeness, when it comes to you and your finances.

Net Worth, Less Work

Building your Net worth give you the authority to do as you please and not stress as much. Building your net worth will allow you to open many doors for you and your family that are beyond measures. By allowing your net worth to grow you are allowing your brain to signal better brain frequencies, when it comes to creating and owning. A paycheck to paycheck mentality will only have the mindset of next Friday (Payday), or that check that comes in at the end of the month.

When switching from the paycheck mentality you are constantly developing, excelling, and using your brain to find better opportunities for growth. You now understand you are not entitled to go to a job you hate and work until you are 78 years old, from your death bed. You understand the difference of working for money and money working for you. It is better to understand this life value before it is too late. Seriously, best believe if they could work your useless body from the grave, they would because they know you will never understand this vital concept.

Increasing Thy Net worth

There are many wonderful ideas out in this world to significantly increase your net worth. It all starts with you! Your capabilities to strategically plan your next money move. In order to start increasing your wealth you have to eliminate debt off of your list. I firmly believe taking care of your debt is a number 1 factor when trying to build wealth.

“Ex. Tommy makes a 100,000 a year. Tommy likes going out and living lavishly. Tommy spends 89,000 a year on vacations, women, and boats. Tommy now has no source of income because he was laid off from his job. Tommy now has no money and is 300,000 in debt. He also has no capital or real value assets. Tommy is flat broke to square one.”

If tommy followed these simple life secrets of paying debt, living frugal, saving, and investing, – he would be way ahead of the game some years ago. This is why paying debt and not getting sunk in by the impression of impressing people who barely like you is important.

The Secret Stash

One starting point on your way to a bigger and better Net worth is having that “secret stash”. Some call it the emergency fund, life savings, or etc. My best advice for the secret stash is simple, “Out of mind, out of sight”. This allows your money to be debited into your secret account without looking, before you take anything out of your weekly check.

Ex. “Jacob has been making 30,000 a year working for the local school. Jacob is worried the school will have another job layoff so he thinks of great ways to end his spending habits and saving more money. Jacob has an idea and a bright future. Jacob open a “Secret Stash Account and puts away just 10 percent of his income every paycheck. He did so for 15 years passing his income and living stress free. Good to know, the job lay off never came and Jacob was now investing and purchasing his first home.”

Spending less

One who is living on less than they possibly earn is a “Frugal One”. Being frugal is a great way to build your Net Worth. Keep in mind all your spending buddies will talk down on your practices and try to drag in living overly spending hell. Be cautious and stay true to yourself. If you can’t go out because you are on a budget, then absolutely don’t do it. Remember, a frugal lifestyle doesn’t have to last long.

Best Wishes

In order to make a change from your environment when it comes to money you have to adventure out. All advice isn’t good advice, even if it comes from the ones you love and trust. You have to become self – educated and entitled to learning the game and growing. Your Future self will thank you if you stay down. Build your net worth and relax because your stress levels will decrease when you know you money is working in your sleep.

Question: Is your Net Worth important to you? Do you even care about your finances and having full control of your life?