Get it Gone, Student Loan 

Duck, Duck, Student Loans, Get Gone ! – Section8

“First off congrats on all you dummies who took out so much money for bills, groceries, 2016 chargers, challengers, dates, drugs, & new clothes! You now owe all that plus more back in student loans.” – Section8Investor

Anyway, let’s talk about a solution that could possibly get you out of that nasty debt. I call it the student loan challenge. Yes, the Student Loan Challenge ! Let’s not act like America isn’t 1.2 Trillion Dollars in Debt. A whopping 44.2 Million Americans have student loan debt! That number is scary than ever. Also, the graduating class of 2017 owes roughly 35K a piece for their undergraduate degree, let’s not even talk graduate degrees (Masters). The crazy thing is these numbers are steady climbing! How the hell are you even thinking about buying a house or start investing…… different story, different blog. Anyway, that’s why a friendly game of Get it Gone, Student Loan is exactly for “YOU”.

Get it Gone, Student Loan 

I remember after I received my undergraduate degree, I was thinking to myself how in the world am I going to pay these student loans? It was a disaster I tell you an complete nightmare. Unfortunately, in the Black Community we like to hide our money problems and act like we are a part of the 3 percent, so you could imagine how alone I felt while playing this game by myself. Which sucked a**! Well not literally, – but you catch my drift. 6 months after you graduate school, best believe Sally Mae and her corporate assiciates is coming for your soul and everything else you own; No call or heads up, just a piece of paper in the mail with your outstanding balance. Don’t let it get you down, it’s now time to take action and that’s why Get it Gone, Student Loan is the perfect game for you and your broke non-invested friends!

Game Instructions 

  • Preferably 3 or more friends who all have high amounts of student loan debt
  • Set a 1 year goal and a hundred dollar buy in to play
  • Check in monthly too see who takes the lead (Motivational Purspose)
  • Winner who paid the most take home the money (hopefully it goes to student debt)
  • Play again until each of your students loans disappear forever

It will be a challenge but don’t give up. This game will teach you how to handle money as well throughout the course. Student loan debt is causing harmful damage to the economy, especially if you are from the Lower Class. There are other downfall factors you may face already while living in the Lower Economy (unemployment, minimum wage, single parent, & other debt). Don’t let it dry you up, take it by the horn and ring it out!

Stay home with Mama, Drop that Debt Comma

“Why rush into a struggle you are simply not prepared for”– Justin A. Starks

Before I get started I assume that many of us are in debt no matter the lifestyle situation. I will talk from my experiences and living conditions. Meaning, I will be talking from the lower class of the 99 percent. Also, staying home longer with mama doesn’t mean become lazy and don’t work towards building wealth. You should be doing the complete opposite and making a change to your financial situation so you could possibly become better off when you fly out of the nest with your wings still intact.

No Kids, Stay Home

If you are just graduating college and have no kids what’s the rush?? Don’t be so eager to do what the majority are doing, which is rush away from home. There is so much we still have to learn after college when it comes to handling real life. We think we know it all but we just don’t. Staying at home a couple more years could help you more than it could harm you. Once graduating college you will have student loan debt and a little tad bit or a bunch of consumer debt. My ignoring the “You broke, you stay with your mama” or the “you are a little boy, you still stay with your mama”; you are really setting yourself up for better success financially than your peers.

Few More Years, Never Hurt

It’s simply crazy how a few more years back home after college could help you out tremendously after just a couple of years. While staying at home you don’t have to pay so much in rent. That money could possibly be going towards your student loans in a whopping fashion. Instead of struggling trying to pay bills moving in some apartment with some chick, you could be on your way towards a 0 student loan balance. Right after you earn that 0 loan balance, I suggest you still don’t rush to move out and collect other various forms of debt. I suggest putting that money straight to work in an aspiring business, stock market or real estate. Let’s see if you could own a home rather than rent it. Let’s see if you could invest more into your investment vehicle rather than rush into the struggle that America vigorously lies to you about since the ages of time.

Pick a Struggle

I want you “the reader” to analyze yourself and pick a damn struggle. Let’s play it out! You are either 1 going to be complaining about your own space or 2 not having enough money to survive on your own in this cold world. Either or you will still beg mama or a family member for money. You are still going to take out more debt helping America deliberately go further and deeper in debt. We have to ultimately pick our struggle and go with it. Who cares if your friends call you pathetic stay at home mamas boy? Who cares if chicks say no once they realize you stay at home doesn’t have your own transportation. When did society say I need a car to get the cute girls? When did society ever say I need my own place to smash chicks and be this incredible super hunk of chocolate? Well I will be extremely blunt with you now. In order to become financially free you have to do everything your peers aren’t doing. That’s staying home with mama, getting a extra income, self educating yourself, and etc.! You have to be doing everything the majority isn’t doing! What’s okay for them isn’t okay for you. You really have to understand and grasp this concept before it’s too late, which if you are alive it’s never too late!

Million Dollar Conclusion

This may be a little to overwhelming for the majority but you aren’t the majority and I see you want change. Every millionaire I study have a totally different concept rather than the one America sell you every day. It’s not easy but it isn’t hard. You have to take control of your patterns and brain waves. Don’t rely on the world to save you (Government, President, Credit Unions, & etc). You have to stay focused and if you aren’t well it’s time to get focused.